# Loss Run Summary — Northwind Manufacturing LLC (Policy Year 2026)

**Prepared:** 30 June 2026
**Carrier:** Meridian Casualty Insurance Company
**Policy:** ACME-CPP-2026-0417
**Valuation Date:** 30 June 2026

| Claim No.      | Date of Loss | Cause                     | Location        | Status  | Total Incurred | Paid     | Reserve  |
|----------------|--------------|---------------------------|-----------------|---------|---------------:|---------:|---------:|
| CLM-2026-00892 | 2026-03-14   | Water damage (sprinkler)  | Warehouse 7     | Open    |       $340,000 |  $65,000 | $275,000 |
| CLM-2026-00741 | 2026-02-02   | Theft (tools)             | Distribution Ctr| Closed  |        $22,500 |  $22,500 |       $0 |
| CLM-2026-01033 | 2026-05-19   | Windstorm (roof)          | Headquarters    | Open    |       $118,000 |  $40,000 |  $78,000 |
| CLM-2026-00655 | 2026-01-27   | Fire (electrical panel)   | Warehouse 7     | Closed  |        $96,300 |  $96,300 |       $0 |

## Summary Totals
- **Number of Claims:** 4
- **Open Claims:** 2
- **Closed Claims:** 2
- **Total Incurred (all claims):** $576,800
- **Total Paid to Date:** $223,800
- **Total Outstanding Reserve:** $353,000
- **Largest Single Loss:** CLM-2026-00892 ($340,000)

## Notes
Loss ratio for the policy year to date is approximately 3.1% of the
$12,500,000 blanket limit. No litigation is currently pending on any claim.
